What kind of Auto Coverage should YOU have?

This question deserves an answer of "depends".

Does a college student need the same level of coverage as a working professional who owns a home, has a family, a 401k, a savings account, and other assets?

Maybe.

We know that if you hit someone and that person is injured - you could get sued.

Perhaps the college student does not yet have tangible assets. But what about their potential "future" income? Can someone sue in hopes that they can attach that person's income in the future. If they are in college it reasons that their income will only grow once they graduate.

Whether you are a young person starting out in life with little or no assets, or are someone who is well established in career and their life, consider at least getting a quote with higher coverage on BODILY INJURY.

Bodily Injury is the one coverage that helps protect the "other" person if you are at-fault in an accident and they are injured.

Sure, you are protecting the other person's potential injuries.

But remember, you also are protecting your assets and income in the process.

My advice - do not skimp on Bodily Injury protection on your auto policy. The assets and income you protect are your own!

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