Friday, October 19, 2007

Using an Independent Insurance Agent is Smart

Insurance companies like Progressive and Geico spend millions on advertising. You have to admit - those Caveman commercials are pretty good.

But does buying lots of television advertising make those companies better?

Not necessarily.

What if you want to shop around and get some comparisons? Captive companies do not offer you the ability to shop around.

What is a captive company?

Captive means - a company that only offers one rate, like Geico, Progressive, State Farm, Farmer's, Allstate and American Family. They do not offer any rate other than their own.

Understand, these are all good companies.

But buying from a captive company can be like going to one car dealership to buy a car. If you had gone to three or four the chances are better you could have found a better deal.

That is why you need to use an Independent Insurance Agency - like us.

We can compare your insurance with up to 10 different companies at one time. Now THAT'S comparison shopping!

If you've never used an Independent Insurance Agency to shop for insurance, rest assured we only work with top-rated carriers. And the odds of finding you a better rate increases substantially.

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